FHA Loans - Simplified! (Everything you need to know)
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USDA Loans - Simplified! (Everything you need to know)
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VA Loans - Simplified! (Everything you need to know)
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Conventional Loans - Simplified! (Everything you need to know)
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Frequently Asked Questions
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HELP ME CREATE A BETTER COURSE FOR YOU!
Introduction
Got Questions?
Introduction
When Should You Buy A House
Do Your Due Diligence
Renting Vs Buying
Requirements To Buy A House
Build Your Team
Protect Yourself At all Times
Why You Should Get An Agent
How Do You Get The Best Agent?
Selecting A Lender Or Loan Officer
Type Of Home Loans
Loan Durations - 15 or 30 years?
Pre-Approval & Good Faith Estimate
Why Get A Pre-Approval
First Time HomeBuyer Programs
First Time HomeBuyer Grants
First Time HomeBuyer Loans
How To Narrow Down Your Search
The Various Types of Homes
Previewing Homes For Sale
Locking Down Your Dream House
Types of Properties To Choose From
Top Mistakes To Avoid When Shopping For Your Dream Home
Submitting The Loan Application
Home Loan Processing
Loan Underwriting
Wait! Before You Make An Offer
Negotiation Tips For Your Dream Home
Contingencies To Consider
What About Counter Offers?
Offer Accepted! Now What?
Why You Need Home Insurance
What Does Home Insurance Cover
Wait! Before Your File A Claim
Home Closing / Settlement Process
The Home Inspection - What Does it Cover?
Oh No! Issues Found During Home Inspection!
Renegotiating After The Home Inspection
Getting The Keys And Moving In
Home Maintenance Part 1
Home Maintenance Part 2
The Mortgage Payment / Explained
Ways To Pay Your Mortgage Off Faster
What is a FHA Loan?
FHA Credit and Down Payment Requirements
FHA Loan Limits
FHA Debt Ratio Requirements
FHA Mortgage Insurance
FHA Approved Lenders List
Random FHA Facts You Should Know!
What is an USDA Loan?
USDA Property, Credit and Down Payment Requirements
USDA Loan Limits
USDA Loan Debt Ratio Requirements
USDA Loan Mortgage Insurance
Random USDA Loan Facts that You Should Know!
What is a VA Loan?
VA Eligibility, Credit and Down Payment Requirements
VA Loan Limits
VA Debt Ratio Requirements
Random VA Facts You Should Know!
What is a Conventional Loan?
Conventional Loan Credit and Down Payment Requirements
Conventional Loan Limits
Conventional Loan Debt Ratio Requirements
Conventional Loan Mortgage Insurance
Random Conventional Loan Facts You Should Know!
What Tools Should I Use To Find My Dream Home?
What’s the difference between a buyer's agent and listing agent?
How does my real estate agent get paid?
Will I save money as a buyer by working with the listing agent?
How many agents should I interview before choosing one?
What should I expect my agent to do for me?
Do I sign anything to work with a real estate agent?
How do I find the right lender?
Should i use the real estate agent my lender recommended?
What is a Pre-Approval?
What’s pre-qualification? Is It Different from pre-approval?
What documents will a lender want for pre-approval?
How long does it take to get pre-approved or pre-qualified?
How long does pre-approval last?
After Pre-Approval can I buy a car?
I wasn’t pre-approved for an amount I wanted or needed. What’s next?
I was denied pre-approval by a lender will they all deny me?
How do I find out about First Time Homebuyer grants?
What’s the best way to look for homes?
I’m using websites like zillow and trulia but my realtor says those homes aren’t available why is that?
I found my home online without the help of an agent. Should i contact the listing agent?
Should I tell my agent how much I’m pre-approved for or want to spend?
Are Foreclosures or Short Sales better deals?
Should I get a fixer-upper?
I want a fixer-upper and want to finance repairs. What can I do?
How can I find out about the schools in the area I want to buy in?
How do I know if the neighborhood is safe?
What’s the difference between a condo and a coop?
Should I buy a brand new house or pre-owned?
I want to buy a home made before 1978. Should I be concerned?
Should I get a home with a garage?
Should I get a home that’s underneath power lines?
I found the dream house, but my family, spouse and friends disagree. What do I do?
What happens if the house I want to buy appraises for more than what I offered?
What happens if the house I want to buy appraises for less than what I offered?
Will I need a co-signer?
If I get a co-signer can they get off the loan in 1 year?
What’s the difference between APR and Interest rate?
Can I pay taxes and insurance myself aka outside of my mortgage?
If I rent out a room can that help me get more money from a lender?
Are there 100% financing loans where I do not have to have a down payment?
Should I offer the listing price (full price) on the property?
Do the appliances come with the house?
How do I know if I need repairs done to the home I want to buy?
How much should I put down for earnest money?
Who do I give my earnest money deposit to?
If I want to buy a foreclosure will the bank negotiate?
How do I check for mold and radon?
Should I ask for a home warranty?
I put in an offer and the seller countered what’s next?
I already own a home, but want to buy another one. Should I sell my house before or after finding another home?
A house is listed as “AS Is” what does that mean?
Are all home insurance quotes the same?
My real estate agent recommended an insurance company is it ok to trust it?
What does home insurance cover?
What situation will my homeowners’ insurance deny coverage?
If my neighbor's tree damages my home who’s insurance pays for repairs?
Someone got hurt on my property will my insurance cover that?
Can I choose my own settlement company?
Can I do a walk through of the property a few days before closing?
What happens on the closing date?
How much money should I bring to closing?
Should I put my spouse, boyfriend, or girlfriend on the deed?
How long will closing take?